Personal Loans | Mallu Finance

Compare the Best Personal Loans

Get instant approval, minimal documentation, and the lowest interest rates from India's top RBI-regulated banks and NBFCs.

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Why Choose a Personal Loan?

No Collateral Required: Unsecured loans mean you don't need to pledge any assets.
Flexible End Use: Use the funds for medical emergencies, weddings, travel, or debt consolidation.
Quick Disbursal: Funds are often credited to your bank account within 24-48 hours.
Flexible Tenure: Choose repayment terms ranging from 12 to 60 months.
Minimal Documentation: Complete the process 100% online with just PAN, Aadhaar, and income proof.

Basic Eligibility Criteria

Age Requirement: Between 21 and 60 years of age.
Employment Type: Salaried individuals, self-employed professionals, or business owners.
Minimum Income: At least ₹15,000 per month (varies by city and lender).
Credit Score: A CIBIL score of 700 or above generally secures the best interest rates.
Work Experience: Minimum 1 year of total work experience, with at least 6 months at current employer.