Welcome to Mallu Finance. It is explicitly clarified that Mallu Finance is a financial aggregator and discovery platform. We are not a bank, a Non-Banking Financial Company (NBFC), or a direct lending institution.
Our platform solely curates, compares, and lists financial products provided by RBI-regulated banks and NBFCs. Our primary goal is to protect users from fraudulent loan apps by providing a secure channel to apply only to legitimate, verified lenders.
Mallu Finance does not make lending decisions, perform credit underwriting, or disburse funds. When you claim an offer through our platform, your details are passed securely to the respective RBI-regulated partner.
By using our services and checking your eligibility, you agree to provide accurate, current, and complete information. Providing false information (such as fabricated income or fake PAN details) may result in the immediate rejection of your application by our lending partners and potential legal action from the concerned banks.
To complete your loan application, you may be redirected to the official websites or portals of our partner banks and NBFCs. Once you leave the Mallu Finance platform, you are subject to the specific terms of service and privacy policies of that third-party institution.
Mallu Finance does not charge users any upfront fees to check eligibility or apply for loans. If anyone claiming to represent Mallu Finance contacts you demanding an advance processing fee, it is a scam. Please report such incidents to us immediately.
We reserve the right to modify these terms at any time. Changes will be posted on this page, and your continued use of the platform constitutes your acceptance of the updated terms.